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Ruth Yap Lu Ying

Professional Title: Financial Consultant

RNF No: RYL300845172

Million Dollar Round Table (MDRT) - 2026
AIA Awards

AIA FA Prestige Club (Titanium) – 2026

Other Certificates

Institute of Banking and Finance Qualified (IBFQ) Level 1
[**Completion of CHFC01 + Manually Applied]

I am a Financial Consultant with one year of experience in the financial industry and an MDRT qualifier in 2025. I hold a law degree and have been called to the Bar in Singapore, which shapes my structured and risk-aware approach to financial planning. I work with clients to bring clarity to their financial goals, ensure decisions are made with a clear understanding of trade-offs, and put plans in place that support them across different life stages. I primarily serve young professionals, particularly lawyers and professionals in their 20s and 30s, and I am developing my practice in legacy and estate planning, where I can integrate legal insight with financial advisory work.